Tag Archives: hendersonville nc

Inclement Weather Preparedness Checklist

Biltmore Village in 2004 during Hurricane Francis. Courtesy of local photographer Zen Sutherland.

Storms affect Western North Carolina each year. These storms can cause widespread power outages and roadblocks for several days. Please make sure to check in on your senior neighbors to make sure they are safe. Below you will find a suggested checklist that will help you prepare for major storms.

Meals on Wheels (MOW) and the Sammy Williams Center (SWC) will follow the same policy for tropical storms as we do for winter storms. If Henderson County Schools close, MOW will not deliver and SWC will be closed. If schools are open, even on delay, MOW will deliver (to the best of our ability) and SWC will be open.

Storm Supplies Kit

  • Supply of water (1 gallon per person per day, replace every 6 months)
  • Supply of non-perishable packaged or canned food and a non-electric can opener
  • Change of clothing, extra socks, sweat suit, underwear, rain gear and sturdy shoes*
  • Blankets and/or sleeping bags, pillows and sheets*
  • Personal items (towel, washcloth, toothbrush, toothpaste, soap, shampoo, deodorant, dentures and cleaner, hairbrush and comb etc.)*
  • A first aid kit
  • Prescription medications and oxygen*
  • A battery-operated radio, flashlight. Plenty of extra batteries*
  • Extra cash
  • A list of family physicians, prescriptions and any special medical conditions*
  • Family information (address, phone number etc.) *
  • Alternate heating and cooking source

* Shelter supply kit: If you choose or must go to an emergency shelter, these are the suggested items to take with you.

Important Numbers

  • Council on Aging for Henderson County 692-4203
  • In case of a true emergency call 911
  • For transportation/transfer to a designated shelter call Henderson County Emergency Management at 697-4527
  • For road conditions call 511

 

Sprout’s Fairy Garden Looking to Relocate

Our Etowah Thrift Store has a fairy tenant looking to relocate. There’s a silent auction going on at their store which will close next Wednesday, June 29th. Bids are already rolling in. Check out Sprout’s story below.

Meet Sprout, a friendly fairy who tends his lovely garden with a lot of hard work and a sprinkle of magic. He is looking for the perfect spot to settle down, preferably with a sunny site, at least 4-6 hours of sun a day. A spot on a sunny porch would be ideal, although gentle rains won’t hurt him or his house. Help him care for his garden by watering it every 1-2 days and pinching back the plants as needed to keep them from becoming a jungle. His garden includes sweet potato vine, polka dot plant, purslane, succulents, sedums, caladiums, million bells, and mosses. He amended the soil with extended release fertilizer so hold off on adding any extra for a few months. This is a summer garden and will need to be brought indoors for winter, or replanted in the spring.

Etowah Thrift Store for the Council on Aging
97 Etowah Center Drive
Etowah, NC 28729
828-891-4442

Hours:
Tuesday – Friday: 10AM – 4PM
Saturday: 10AM – 1PM

The Differences Between Medicare and Medicaid for Seniors

medicarevsmedicaid
by Erica Erickson

Most Americans have heard of Medicare and Medicaid, but many do not have a clear understanding of the differences between these two programs or the types of coverage they provide. The following is a brief overview of Medicare and Medicaid to help clarify the major differences between the programs.

Medicare is the federal health insurance program that offers coverage to everyone over 65 years of age and people under 65 with certain disabilities. Medicare Part A is the standard coverage, which covers hospitalizations, short term nursing home stays, and hospice care. Medicare Part B covers outpatient doctor visits and related appointments. Medicare Part D is prescription drug coverage. Medicare Part C is often referred to as a Medicare Advantage Plan, and is purchased through a separate insurance company. Part C policies typically cover Parts A, B, and D and may help cover copays and services not covered by standard Medicare coverage. Private insurance companies also offer a variety of other plans to help cover gaps in Medicare coverage.

Medicaid is a separate insurance program focused on providing coverage to people with limited resources. Medicaid is funded by both the federal and state governments and is administered by the state. There are many different Medicaid programs, most of which have specific income and asset limits. Most seniors who apply for Medicaid apply for programs to help them pay for their Medicare premiums and copays or to help them pay for assisted living, memory care, or long term skilled nursing care in a nursing home.

Because Medicare will only pay for up to 100 days of nursing home care, if a senior needs to stay in a nursing home for a longer period of time and cannot afford the cost (often exceeding $7,000 per month), the senior should apply for Medicaid for Long Term Care. There is no income limit to qualify for this Medicaid program, but the senior’s monthly income will go to pay the nursing home and then Medicaid will cover the balance. There are asset limits, but the senior can keep their home, one car, their household and personal belongings, and certain other assets, including cash and investments. If the senior is married and there is a spouse who will remain at home, that spouse can keep all of the assets listed above, their own income, plus up to about $119,000 cash or other assets, depending on their specific situation.

Medicaid has a 5 year look back period for gifts and if a senior gives away assets within 5 years of applying for Medicaid, they may be disqualified or penalized. The Medicaid application process is complicated and many seniors who may not think they qualify or who have been turned down in the past, may actually qualify for coverage. Additionally, there are many landmines and many ways seniors may inadvertently disqualify themselves from coverage, so before applying or after being turned down for coverage, it is strongly recommended that the senior consult an elder law attorney for guidance.

This article was written by Erica M. Erickson, an Elder Law and Estate Planning Attorney at Strauss & Associates, P.A., with offices in Hendersonville and Brevard, North Carolina. Erica can be reached at (828) 696-1811 or erica@strausslaw.com and she is happy to answer any questions you may have or to provide you with a free consultation regarding your estate planning needs, including Medicaid planning, wills, trusts, and more.

Community Hero

Richard-snowplowhero-RDLast weekend, after the first big snow of 2016, Richard, a Henderson County resident, was out removing the 12″+ around his residence. After finishing his own driveway, he remembered his neighbors down the road in the St. John’s Commons community, many of whom had no way of digging themselves out without some help. He took himself and his plow down to St. John’s and just started clearing driveways. When people came out to offer him payment he told them he wouldn’t accept payment, but anything they wanted to give, he would donate to Meals on Wheels.

After John’s mother passed away, his father received Meals on Wheels and he said it kept his father alive. This is why he chose to donate the $375 he collected to our Meals on Wheels program. May Richard be an inspiration to us all to consider our neighbors. He’s a real community hero!